Home Insurance

Home Insurance

Your home is the largest asset you own. Is it, and everything in it, protected the way you want? You do not need to be an expert in your home policy…..you need an agent to review it and advise you, in laymen’s terms, what is and is not covered. It is not Rocket Science but it is NOT simple either.
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Valuing your Home

How much should you value your home? Assessed Value, Purchase Price or the Amount needed to Rebuild? Then realize each insurance company had their own methods of evaluating your home. Let us walk you through this important step so you understand the true value of your home.

No Two Policies are Alike!

Each insurance company has differences in their policies. You want to be aware of ANY specific limitations of your coverages. Realize this is a legal contract; We understand each policy. We will explain how each policy affects you. Don’t be caught thinking something is covered and it is not.

Liability Coverage

Did you know your home policy provides coverage for everyone in your family if you are liable for damages to others? Son hits someone with a ball at a baseball game, Daughter slices a golf ball threw a window or your dog bites someone….All covered. We can protect you for pennies on the dollar.

Are your Insurance Dollars being spent wisely?

As an independent insurance agency, we have many different insurance companies to choose from. Let us review your coverages, do the research and see if your current policy is the best for you and your family.